As a Financial Advisor, John Bever works with individuals, families and business owners helping them achieve greater financial independence and have a bigger impact on the people and causes they are most passionate about.  Since 1983, he has helped his clients navigate the financial planning ocean in both calm and stormy seas.  You can count on him and the team at Phase 3 to chart the course to your destination, as they have designed hundreds of financial plans, identifying tax savings, pointing out design flaws in their financial ships and managing the ships through choppy waters and storms towards their ports of call.

John lives in Buffalo Grove, IL with his wife Pam and enjoys the outdoors, home remodeling, volunteering at his church, and spending time with his children and grandchildren.  He also enjoys educating others on financial and economic issues.

To schedule your complimentary Discovery Meeting, simply call our office at (847) 520-5545.

John says, “Your financial plan will only be as successful as the goals it is designed to support. When you have a clear understanding of what you want to accomplish in your life your financial plan should be a natural extension of that life plan.  I have a passion to help you create a financial plan that is in harmony with your life’s purpose.  Financial independence is not merely measured in dollars, but in how fully it allows you to accomplish your life’s mission.  That defines retiring abundantly.”

A Passion for The Profession

John began his career in the financial services industry in 1983. In 1984 his passion for financial planning and his desire to provide the best possible service to his clients led him to co-found Phase 3 Advisory Services, Ltd. Over the years, hundreds of individuals, families, and small businesses have sought John’s experience and practical advice. His clients appreciate his ability to translate complex economic principles and global trends into practical strategies and advice.

A Commitment to Learning

John enjoys educating others on financial and economic issues. He attended Moody Bible Institute, Chicago, IL, majoring in Communications. He received his B.S. in Organizational Communications with additional studies in Business and Personal Finance from Southern Illinois University in 1982. John continued his education through the College for Financial Planning, Denver, CO where in 1987, he completed his studies and to become a CERTIFIED FINANCIAL PLANNER™ professional. In addition to fulfilling continuing education requirements, he also regularly attends industry conferences and workshops in order to deepen his knowledge and understanding of market and industry trends and legislative changes.

Striving for Balance

John enjoys many interests outside of work including health and fitness, reading, travel and home remodeling. “Home remodeling is my therapy. I’m fascinated by the finished product of skilled craftsmen and it keeps me humble,” says John. He believes that these interests help him maintain perspective. John believes, “Life isn’t about money, it’s about achieving our purpose.”

A Life of Dedication

Those who are familiar with John know that he has three main priorities in life: his faith, his family, and his firm. Though he owns and operates a successful financial planning firm, John’s greatest pleasures in life are spending time with his family and living out his faith. He enjoys spending time with his wife, Pam, their two daughters, Ashley and Julia, and grandchildren.  Highlights with his daughters have been mission trips to work with orphanages in South Africa, and Mexico. 

You want a retirement that is fulfilling and significant and one that reaches your greatest financial potential, but you’re worried that you’re not doing everything you could or should be doing to prepare.  You know you’re capable of more, but there are too many other things that demand your time and energy.  Besides, you want a retirement that is more than just paying your bills – you want a retirement that allows you to live a fuller life.

I understand.  For many years now, I have served as a financial guide to couples and individuals just like you who have enjoyed amazing personal and professional success, but whose commitments to family, work and service leave little room for effectively managing their family wealth or planning for retirement.

That is why I do what I do – to help you take the worry out of managing your financial life so you can create a fuller retirement for you and your family.

To schedule your complimentary Discovery Meeting, simply call my office at (847) 520-5545.

In my role as a Financial Planner Assistant, I thrive on cultivating enduring client relationships by collaborating closely with our financial advisors to handle your phone inquiries and email concerns regarding your accounts. Since joining Phase 3 in 2021, I've been integral in ensuring our services are delivered seamlessly. Count on me to meticulously gather and organize data for meetings, assist with deposits, manage check requests, transfers, and other administrative tasks.

On a personal front, my life is enriched by my five adult children and two amazing grandchildren, Bentley & Victoria, who bring me and my husband boundless happiness. I cherish every moment spent with them. Outside of work, my husband Andrew and I share a passion for exploring antique stores, where we love to hunt for unique vintage treasures. Additionally, I find great joy in quilting, crafting beautiful pieces that bring warmth to the lives of friends and family.

I eagerly anticipate the opportunity to support you, making your financial journey as smooth and rewarding as possible. Let's embark on this journey together!

As a Financial Planner Assistant, my primary role revolves around supporting you, our clients, with precision and care while maintaining seamless communication between you and your financial advisors. I handle various crucial tasks, such as facilitating account openings, managing asset movements including withdrawals and deposits to meet your cash flow needs, document preparation as well as reconciling your accounts. Moreover, I assist in navigating the complexities of Required Minimum Distributions (RMDs) and Qualified Charitable Distributions (QCDs). My dedication lies in providing our clients with the confidence that their financial transactions are handled efficiently and securely, contributing to their long-term financial well-being. 

Outside of work, my two teenage sons keep me on my toes! You can typically find me in the stands of a baseball field or basketball court cheering them on. In the last 5 years, I have developed a love for travel while igniting my sense of adventure. I'm proud to say I climbed a mountain in Sedona, went parasailing over the ocean in Florida and went zip lining in Mexico and over the Smoky Mountains, to name a few!

As the Financial Administrator, my most important role is to keep the office running smoothly so our team can spend their time focusing on you. Additionally, you may contact me for help with scheduling an appointment with our advisors.

I joined the Phase 3 team in November of 2013. I have young children and spend many hours volunteering at their schools. I’m also a member of the Palatine Jaycees which allows me to be active in many community service events throughout the year. In my free time, I enjoy attending concerts and sporting events, cooking with my family and visiting with friends.

As the Office Manager at Phase 3 Advisory Services, my primary goal is to ensure our office operates efficiently, allowing our team to dedicate their time and expertise to serving your financial needs. Since joining the team in November 2021, I have been committed to providing excellent support and a seamless experience for our clients. As your first point of contact, I handle incoming calls and make sure you are connected to the right team member who can promptly address your inquiries and requests. Additionally, I coordinate scheduling with our financial advisors, ensuring appointments are set at times that are convenient for you. My role also includes managing various administrative tasks to support our operations.

Outside of work, I am passionate about nature, traveling to beautiful destinations, hiking, and photography. I also enjoy spending quality time with my family and friends and volunteering at a local animal shelter. My commitment to helping others, both professionally and personally, reflects my dedication to provide the best possible customer service to our clients.

My priority as the Financial Planner Assistant is to partner with our financial advisors to help investigate the best solutions for our clients to meet their goals. My primary focus is on assisting the Advisors in finding optimal financial strategies for the benefit of our client’s dynamic needs throughout their lifetime. I am so excited to be able to work with our Advisors to help you achieve your goals both now and in retirement.

In my free time you can often find me reading, cooking, or working on a DIY project. I also love to spend time with my family and friends, play board games, and explore new places