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Welcome to our blog. Here you can find views on the financial world and keep updated on the latest news.

Are You Spending What You Think You Are?

Are You Spending What You Think You Are?

We think we know how much we spend but does what we think actually match the reality of what we are spending?  Sometimes you need to stop and do a reality check.  Keeping close track of your actual spending habits for a period of time not only verifies your spending habits but also makes you acutely aware of just how much we spend each month. 

Just how often do I stop for takeout during the week?  How much does that walk around the mall with friends actually cost me?  Do I actually know how much all my utility bills add up to each month or do I seem to forget about the cell phone bill or the extra Netflix when calculating these monthly charges in my head? 

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29 MUST HAVE Items on Your Go-Bag List

29 MUST HAVE Items on Your Go-Bag List

A go-bag is a bag packed with essential items and kept ready for use in the event of an emergency. (Hopefully, you will never need to use it, but if you do, it can be a lifesaver.)

There is plenty of information on the internet about Go-Bags.  If you don’t have a Go-Bag, perhaps this will inspire you to assemble one.

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Get Rid of That Nagging Feeling

Get Rid of That Nagging Feeling

Lake-Cook Road, Flat Tire, Rush Hour, Go-Bag—guess what was missing.

At some point in the last six months, I lost my go-bag with my emergency car supplies. I keep one in the back of my car. There were several times when I was hauling things for our perpetual remodel, and my guess is that I left it sitting somewhere–just not in my car–which kind of defeats the purpose of a go-bag.

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How a Holiday Budget Can Save You From the January Credit Card Bill Blues

How a Holiday Budget Can Save You From the January Credit Card Bill Blues

The holidays will be here sooner than you think.  Just look at the local stores already selling holiday decorations.  Personally, I just love the gift giving holidays, but my budget would say some years I have loved it a little too much.  And when January credit card bills roll in you definitely know you loved the gift giving too much.  But if you start now, you can make the holiday heartburn disappear.

Make a list of all the people you would like to honor with a gift this holiday.  Think of the decorations you might want to add, and the wrapping paper and tape it will take for all those presents.  Are you going to splurge on a large holiday meal with prime rib for everyone?

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Do You Need a Divorce Coach?

Do You Need a Divorce Coach?

Over the last few years, I have been hearing more and more about women (and men) working with a divorce coach to help them during and after their divorce.  They are often seeking out the help of a good coach because they want an experienced guide who can help ease the emotional pain of their divorce while focused on the things that matter most.

To find out more about what a divorce coach does and how a coaching program may be a help to you, I turned to well-known divorce coach Elisabeth Klein.  Elisabeth has written multiple books, speaks to thousands of women each year, and provides coaching to women who are either in a difficulty marriage or who are going through a divorce.

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Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Insurance and investment advisory services offered through Phase 3 Advisory Services Ltd., a registered investment advisor not affiliated with Osaic Wealth, Inc.

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