We think we know how much we spend but does what we think actually match the reality of what we are spending? Sometimes you need to stop and do a reality check. Keeping close track of your actual spending habits for a period of time not only verifies your spending habits but also makes you acutely aware of just how much we spend each month.
Just how often do I stop for takeout during the week? How much does that walk around the mall with friends actually cost me? Do I actually know how much all my utility bills add up to each month or do I seem to forget about the cell phone bill or the extra Netflix when calculating these monthly charges in my head?
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